How PH90 Reviews an Operator: The Checklist We Publish

PH90 explains welcome bonuses and wagering in pesos, and the value of any offer depends on who is making it. So whenever an operator is described here, the description follows one checklist. This is it. PH90 is an independent guide, not a casino. It takes no deposits, runs no games and is for people aged 21 or over.

The checklist

No.CriterionWhat we record
1Licence disclosureThe named company, and whether it is on PAGCOR's published list with the site's domain
2Terms clarityWhether wagering multiple, game contribution, maximum bet, expiry and withdrawal caps are stated
3Payment railsThe deposit and withdrawal methods shown in the cashier
4KYC rulesDocuments required and when they are requested
5Complaint route and support channelsHow to reach support, and where a dispute goes next
6Responsible-gaming toolsLimits, time-outs and self-exclusion available to the player
7App distributionWhether an app exists, how it is delivered, and what it asks permission for

Each item is recorded in a sentence or two. Missing information is recorded as missing. The checklist produces a description, never a score, and operators are not ranked against one another.

Why terms come second only to the licence

On a bonus-focused site, terms are where most of the reading time goes. An offer can only be understood from five numbers and rules, all of which belong to the operator: how many times the bonus must be staked, which games count and at what rate, the largest permitted bet during wagering, the time limit, and any ceiling on what can be withdrawn. If those are not published, we say the offer cannot be evaluated. We do not fill the gap with assumptions.

Verified versus reported

  • Verified: that a document contains what we say it contains, on the date read.
  • Verified: whether a company appears on the regulator's list.
  • Verified: general properties of public payment rails. InstaPay is real-time and capped per transaction; PESONet settles in batches on banking days.
  • Not verified: payout speed, approval decisions, fees and minimums in force. These are set by the operator; check its cashier page.
  • Not verified: any bonus amount, which can change daily.
  • Not verified: the experience of any individual player.

Worked examples are illustrations

Where PH90 shows the peso cost of clearing a bonus, the figures are invented for the purpose of the arithmetic. They are not the terms of any live promotion and should not be read as a forecast of what a player will win or lose.

Disclosure

Links on this site may be partner links, for which PH90 may be paid a commission. No payment changes wording. An operator cannot pay to have a term described more kindly, to have an omission overlooked or to see a page before publication.

Corrections and authorship

Pages carry a modified date and are updated as published terms change. Because bonus terms move more often than anything else an operator publishes, a dated page should be read as a snapshot and checked against the live terms before any deposit. PH90 does not credit pages to named individuals, does not claim test accounts and does not publish review scores. If an operator's documents contradict this site, follow the documents and tell us where the difference lies.

Frequently Asked Questions

Does PH90 rate bonuses or casinos out of ten?

No. We describe what is published against a fixed checklist and state what is missing.

Are the bonus examples on PH90 real offers?

No. They are illustrations with invented figures to show how wagering arithmetic works.

Does PH90 receive commission?

It may, through partner links. Commission does not alter any wording.

Is PH90 a casino?

No. PH90 is an independent guide. It takes no deposits and runs no games. 21+ only.

Before You Choose an Operator

Compare PAGCOR-licensed operators, read the bonus terms and set a budget before you deposit.

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